DR. NWOGEH OGBONNA, FCA PRESENTS

How to Start & Obtain a Money Lending Licence in Nigeria

A complete practical guide to starting, registering, licensing and setting up a professional lending business.

1-Day Practical Masterclass Led by a practising lender since 2016
₦50,000 One masterclass. One transparent fee.
Portrait of Dr. Nwogeh Ogbonna, FCA, Founder of Libacon Consulting Ltd
Dr. Nwogeh Ogbonna, FCA Finance Professional · Lending Practitioner · Founder, Libacon Consulting Ltd
HND·BSc·MSc·PhD
Finance & FCA
15+ Years
Professional Experience
10 Years
Lending Experience
Since 2016
In the Lending Business
Founder
Libacon Consulting Ltd

The Reality Most Lenders Face

Having money to lend is not the same as running a lending business.

Capital gets a lender started. It does not, on its own, build a structure that protects that capital, satisfies regulators, or gives borrowers confidence.

You may have the capital. But do you have the right structure?

You may have borrowers. But do you know how to properly assess them?

You may already be lending. But is your operation properly structured?

Business structure
CAC registration
Licensing requirements
Borrower verification
Credit checks
Loan documentation
Risk management
Regulatory compliance
Lending procedures

Is This For You

Built for anyone serious about lending as a business

Aspiring Money Lenders

People who want to start a professional lending business.

Existing & Private Lenders

People already lending money who want to formalise their operations.

Entrepreneurs

Business owners entering the lending industry.

Businesses Already Giving Loans

Businesses that extend credit and want to understand proper lending structures.

Finance & Business Professionals

Professionals interested in the lending industry.

Capital Owners

Individuals with available capital who want to structure a lending operation professionally.

What You Will Learn

A five-module curriculum, built in sequence

Each module builds on the last — from understanding the lending business through to licensing, borrower verification and live Q&A.

01

Understanding the Lending Business

  • What a lending business is and how it works
  • Types of lending businesses in Nigeria
  • Money Lending Company vs. Microfinance Bank vs. Digital Lending Company
  • Opportunities and challenges in the industry
  • Common mistakes new lenders make
02

Structuring & Registering Your Lending Company

  • Choosing the right business structure
  • CAC registration requirements
  • Appropriate company objects
  • Documents required for registration and licensing
  • Structuring the business professionally
  • How Libacon can assist with company registration and business structuring
03

Obtaining a Money Lending Licence in Nigeria

  • What a Money Lender Licence is, and why licensing matters
  • The step-by-step licensing process
  • Requirements and documentation
  • Preparing the business for licensing
  • Renewal and basic compliance considerations

Licensing requirements vary by jurisdiction. One licence does not automatically permit lending nationwide — the module covers practical examples from Lagos State, Abuja/FCT and Rivers State so you understand what differs where.

Lagos State Abuja / FCT Rivers State
04

Credit Bureau Registration & Borrower Verification

  • What a Credit Bureau is, and why its information matters
  • Borrower verification before granting loans
  • The Credit Bureau registration process
  • How credit reports help reduce lending risk
  • Building a safer borrower assessment process

Credit Bureau checks reduce risk — they do not eliminate the possibility of default. The module frames this as one part of a wider assessment process.

Verify→ Assess→ Document→ Lend
05

Interactive Practical Q&A

  • Starting a lending business
  • Licensing challenges and registration
  • Borrower verification and compliance
  • Loan documentation
  • Your own lending situation, discussed directly

Getting the Fundamentals Right

Professional lending requires proper documentation

  • Complete and verified borrower information
  • Clear, properly drafted loan agreements
  • Defined repayment terms and obligations
  • Consistent record keeping
  • Professional lending procedures, applied consistently
  • Documentation completed before disbursement — not after
Borrower InformationCollected & verified
Loan AgreementDrafted & signed
Repayment TermsClearly defined
RecordsFiled before disbursement

What You Will Receive

Your masterclass deliverables

Lending Business Startup Roadmap

A practical roadmap covering the key steps involved in setting up a lending business.

Money Lending Licence Application Guide

A practical guide to understanding the licensing process and requirements.

Credit Bureau Registration Guide

Guidance on borrower verification and Credit Bureau registration.

Lending Business Compliance Checklist

A practical checklist covering key compliance considerations.

Loan Documentation Checklist

A practical checklist for the documentation a professional lending operation requires.

Libacon Lending Alumni Platform

Ongoing access to the alumni platform after the masterclass ends.

Beyond the Masterclass

Continue learning beyond the masterclass

  • Network with other lenders and entrepreneurs
  • Share experiences and exchange business ideas
  • Learn from real industry experiences
  • Receive lending and compliance updates
  • Continue your professional learning

Included With Your Registration

Libacon Lending Alumni Platform

A standing community for people who have completed the masterclass — built to keep the conversation, and the learning, going.

Dr. Nwogeh Ogbonna, FCA
QualificationsHND · BSc · MSc · PhD (Finance) · FCA
Professional Experience15+ Years
Lending Experience10 Years, since 2016
RoleFounder, Libacon Consulting Ltd

Learn From Experience — Not Theory Alone

Dr. Nwogeh Ogbonna, FCA

Finance Professional · Lending Practitioner · Business & Financial Consultant

Dr. Nwogeh Ogbonna is a finance professional, lending practitioner and business consultant with over 15 years of professional experience spanning finance, budgeting and consulting, alongside 10 years of practical experience in the lending business.

His professional experience is backed by an academic and professional foundation that includes HND, BSc, MSc and PhD degrees in Finance, as well as the FCA qualification.

As Founder of Libacon Consulting Ltd, he combines his experience in lending, finance, business structuring, consulting and financial management to help individuals and businesses make better financial and business decisions.

With a decade of practical lending experience, he understands that lending goes beyond having capital available — it requires proper business structure, sound financial judgment, borrower assessment, appropriate documentation, risk awareness and compliance.

"You are not learning lending from theory alone. You are learning from a practitioner who has been in the lending business since 2016."

Academic Excellence Professional Expertise Real-World Lending Experience

Why This Masterclass Is Different

Built on practice, not just theory

Practical

Focused on real-world application.

Experience-Led

Taught by a practitioner with 10 years of lending experience.

Structured

Follows the process from business setup through licensing and compliance.

Comprehensive

Covers structure, licensing, borrower verification and documentation.

Professional

Designed for people building a serious lending operation.

One Offer, No Packages

Start building your lending business properly

1-Day Practical Masterclass

₦50,000
  • ✓ Full Practical Masterclass
  • ✓ Lending Business Startup Roadmap
  • ✓ Money Lending Licence Application Guide
  • ✓ Credit Bureau Registration Guide
  • ✓ Lending Business Compliance Checklist
  • ✓ Loan Documentation Checklist
  • ✓ Access to Libacon Lending Alumni Platform

Reserve Your Seat

Register for the masterclass

Enter your details below to reserve your seat for ₦50,000.

You'll be taken to secure payment to complete your registration.

Frequently Asked Questions

Before you register

Yes. It is designed to help beginners understand the structure, registration, licensing and practical foundations of starting a lending business.
Yes. The masterclass can help existing lenders understand how to formalise and professionalise their operations.
No. CAC registration and a Money Lending Licence are separate matters. Registering a company does not automatically grant a Money Lending Licence.
No. Participation in the masterclass does not itself constitute regulatory approval or guarantee licensing approval.
Licensing requirements may vary by jurisdiction. Participants should verify the requirements applicable to where they intend to operate.
The ₦50,000 is the masterclass participation fee. Any statutory, government, regulatory, third-party or professional fees associated with registration or licensing are separate, unless expressly stated otherwise.
You can use the knowledge and guides provided in the masterclass to understand the process and determine your appropriate next steps.

Disclaimer: This masterclass is provided for educational and professional guidance purposes. Licensing, registration and regulatory requirements may vary by jurisdiction and may change from time to time. Participation in the training does not itself constitute the grant of a licence or regulatory approval. Participants should verify applicable requirements with the relevant authorities and obtain professional advice where necessary.

Ready to build your lending business properly?

Understand the structure. Understand the licensing process.

Understand borrower verification. Understand the documentation.

Build with greater clarity and professionalism.

₦50,000

1-Day Practical Masterclass

Reserve My Seat — ₦50,000